If you’re a veteran, active-duty service member, or surviving spouse using a VA home loan, the Realtor you work with matters just as much as your lender. VA offers, military timelines, and PCS-related moves all have unique moving parts—and not every agent understands how to navigate them.

As a mortgage company that closes VA and other low- or no-down-payment loans every month, we see first-hand which real estate agents consistently go above and beyond for veteran home buyers. Below is a curated list of veteran-friendly Realtors in Arkansas, with our top recommendation for Central Arkansas: Ashley Watters.

Our Top Recommended Realtors for Veteran Home Buyers in Central Arkansas for 2025

1. Ashley Watters – eXp Realty

(Central Arkansas – Little Rock, Jacksonville,Conway, Greenbrier, Clinton, Cabot, Benton, Bryant & Surrounding Areas) This includes the Little Rock Air Force Base and Camp Robinson 

Recommended for:

• First-time veteran home buyers

• VA, USDA, and low-down-payment buyers

• Relocating military families moving to or from Central Arkansas

Why we highly recommend Ashley for veterans 

Ashley Watters is our top choice for veteran and active-duty home buyers in Central Arkansas because she understands both sides of the transaction: the real estate side and the financing side. She works hand-in-hand with VA-focused lenders, knows how to structure offers using VA benefits, and is patient in explaining each step of the process.

Ashley is especially strong at:

• Helping buyers understand how BAH, disability income, and overtime factor into pre-approval

• Writing competitive VA offers in multiple-offer situations

• Coordinating with appraisers, inspectors, and closing agents who understand VA guidelines

• Protecting veteran buyers on repairs, appraisals, and timelines

She regularly works in:

• Little Rock & North Little Rock

• Conway & Greenbrier

• Maumelle, Sherwood, and surrounding Central Arkansas communities

Connect with Ashley Watters, our top recommended Realtor for veteran home buyers in Central Arkansas.”

Learn more about using your VA home loan benefit in Arkansas.

Other Veteran-Friendly Realtors We Partner With

 2. Rod Hagan – Northwest Arkansas Specialist

(Fayetteville, Springdale, Rogers, Bentonville)

Great for:

• Veterans relocating for jobs at major employers in NWA

• Buyers wanting newer construction or suburban neighborhoods

• VA buyers needing strong negotiation and inspection guidance

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• Northwest Arkansas veteran-friendly Realtor

3. Teri Tingle– Jonesboro & Northeast Arkansas

Great for:

• First-time VA home buyers

• Rural/suburban properties with space and land

• Buyers combining VA and local down payment assistance when availabl

Realtor for VA buyers in Northeast Arkansas

4. Kim Walker– Hot Springs & Lake Area

Great for:

• Retiring veterans moving to the lake

• Second homes or retirement homes using VA eligibility

• Veterans looking for low-maintenance properties or condos (when VA-approved)

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• Hot Springs Realtor for veteran home buyers

What Makes a Great Realtor for Veteran Home Buyers?

Not every “good” Realtor is automatically a good VA Realtor. When we recommend an agent, we look for:

• Experience with VA offers: They understand VA financing, appraisals, and common misconceptions.

• Respect for your service & time: Flexible communication for shift work, deployments, or PCS timelines.

• Team-based mindset: They collaborate with your loan officer, not against them.

• Comfort with zero-down: They know VA buyers can be just as strong as 20%-down buyers when properly presented.

Talk with a VA-approved loan officer before you start house hunting

How We Choose the Best Realtors for Veteran Home Buyers

As a lender, we don’t pick partners based on who sends us the most business—we pick them based on who takes the best care of our clients.

When we recommend someone like Ashley Watters, it’s because we’ve seen:

• Consistent on-time closings

• Clear communication throughout the process

• Strong advocacy during negotiation and inspection

• Happy veteran buyers at the closing table

If you’re not sure which Realtor is the best fit for your situation, we’re happy to make a personal introduction based on your location and needs.

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• Request a veteran-friendly Realtor introduction.

Next Steps for Veteran Home Buyers in Arkansas

If you’re a veteran, active-duty service member, or surviving spouse and you’re thinking about buying a home in Arkansas, here’s the best path forward:

1. Get pre-approved for a VA loan so you know your price range and payment comfort level.

   • Anchor: Start your VA loan pre-approval here.

2. Get matched with a veteran-friendly Realtor like Ashley Watters if you’re looking in Central Arkansas.

3. Get connected with our top VA Realtor in Central Arkansas – Ashley Watters.

4. Explore neighborhoods that fit your budget and lifestyle (near bases, employers, or family).

   • Explore homes for veterans in Central Arkansas.

Work With a VA-Focused Mortgage Team That Understands Veterans

As a VA-focused mortgage lender, we work every day with veterans and military families who are ready to use the benefits they’ve earned.

We can help you:

• Understand your VA entitlement and COE

• Estimate your monthly payment and closing costs

• Coordinate with Realtors who specialize in VA buyers like Ashley

• Navigate appraisals, underwriting, and closing with confidence

Call, click, or apply online to get started.

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