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The VA home loan is a no downpayment mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders, such as Primary Residential Mortgage, and guaranteed by the U.S. Department of Veterans Affairs (VA).
In 1944 the United States government created the VA Home Loan program to help returning veterans purchase homes without needing a down payment or excellent credit. This long running benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
The VA loan program is intentionally flexible to help our nation's service men and women afford a home. PRMI can help you find the best option for your situation and we can guide you through every step of the process. If you are wanting to purchase, now is a good time to buy a home; Interest rates and home prices are low, and the benefits to using the VA mortgage loan program have never been more attractive. The VA loan program gives you the option to purchase a home with absolutely no money down and offers better interest rates than conventional loans.
When you look at the terms of the VA loan program, they sound too good to be true. But with the VA loan program, these are just some of the many benefits you've earned through your service to our country.
Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.